js_composer domain was triggered too early. This is usually an indicator for some code in the plugin or theme running too early. Translations should be loaded at the init action or later. Please see Debugging in WordPress for more information. (This message was added in version 6.7.0.) in /home/vujoviclaw/public_html/wp-includes/functions.php on line 6121North Carolina Parents are now able to use security freezes to protect children\u2019s credit<\/em><\/strong><\/p>\n NC Parents now have a new tool to help protect their children\u2019s credit from fraud according to North Carolina Attorney General Roy Cooper.<\/p>\n North Carolina House Bill 607<\/a> took effect January 1, 2016 and gives parents and guardians the ability to freeze the credit reports of all children under age 16.<\/p>\n \u201cA security freeze locks down your credit report to keep identity thieves from opening accounts and racking up debts in your name,\u201d Cooper said. \u201cID theft can strike victims of any age and now parents can protect their kids\u2019 credit from the very beginning.\u201d<\/p>\n In the past, the major credit bureaus have said that they could not freeze credit reports for minors who had not yet established any credit. The new law requires credit bureaus to create and freeze a child\u2019s credit report upon request of a parent or guardian.<\/p>\n A security freeze<\/a> or credit freeze is one of the best ways to keep criminals from being able to take out a loan or open a credit card in someone else\u2019s name. A freeze blocks access to\u00a0credit\u00a0unless you have given your permission, meaning that a criminal who has stolen your child\u2019s identity will not be able to use it to open new accounts.<\/p>\n How to get a security freeze for your children<\/strong><\/p>\n North Carolina adults can freeze their credit reports for free online<\/a> with each of the three major credit bureaus, with information available at ncdoj.gov<\/a>.\u00a0 Once your credit is frozen, you can thaw it when needed to take out credit yourself.<\/p>\n\n