js_composer domain was triggered too early. This is usually an indicator for some code in the plugin or theme running too early. Translations should be loaded at the init action or later. Please see Debugging in WordPress for more information. (This message was added in version 6.7.0.) in /home/vujoviclaw/public_html/wp-includes/functions.php on line 6121\t\t\t\tWhat happened?<\/strong> What is North Carolina Attorney General Josh Stein doing about it?<\/strong> What do you need to do about it?<\/strong> \u201cChip\u201d credit cards have reduced overall credit card fraud, but New Account fraud (where someone opens a new account using your name and information) has increased. Security freezes, also known as credit freezes, protect you against New Account fraud.<\/p>\n National news stories about the Equifax breach often say that you have to pay to freeze your credit. That is not true in our state –\u00a0Security freezes are free for North Carolinians if you do them online.\u00a0<\/strong>So it takes some of your time, but none of your money, to freeze access to your credit reports.<\/p>\n How to Get Free Security Freezes Online<\/strong>
\nEquifax is a national credit bureau that collects information about the credit history of individual Americans. The company experienced the most significant security breach in American history. Hackers accessed the private information of an estimated 5 million North Carolinians. Information that can be used to commit ID theft and financial fraud including full names, dates of birth, Social Security numbers and in some cases driver license numbers, were stolen.<\/p>\n
\nAttorney General Stein is\u00a0taking action<\/a>\u00a0on behalf of North Carolina consumers affected by the breach. He is taking a lead role in an\u00a0investigation<\/a>\u00a0into Equifax conducted with a bipartisan group of\u00a0attorneys general<\/a>\u00a0from across the nation. In addition, Attorney General Stein has\u00a0contacted<\/a>\u00a0Equifax to demand more information about how this breach occurred and what the company is doing to protect affected consumers. He has also written to the other two national credit bureaus (Experian<\/a>\u00a0and\u00a0TransUnion<\/a>) seeking information about their processes and how they plan to protect individual consumer\u2019s private information going forward.<\/p>\n
\nFirst, find out if you are\u00a0impacted<\/a>. If you are, we strongly suggest you consider freezing your credit with all of the credit reporting services. (You should also start checking your\u00a0credit reports<\/a>\u00a0periodically – if you see a credit card or a charge account you don\u2019t recognize, it could be a sign of ID theft or financial fraud.) Even if you aren\u2019t impacted by this particular breach, we still recommend these steps.<\/p>\n
\nTo establish your security freezes, you will need to contact each of the\u00a0three credit bureaus online:<\/p>\n